A Great Book for The Beginner

It is hard to find a good money book that is easy to understand, and which can put you on track to balance income and investment with your future in mind through wise decisions with a savings and investing plan.

I think I have just found that book. The title is: Enjoy your money!: How to Make It, Save It, Invest It and Give It.

  You can find this book on Amazon.

This book gives examples and uses real life situations to demonstrate the principles behind J. Steve Miller’s well thought out book to put the average Joe in charge of his finances and a steady growth in his financial life. Most of our young people get into debt right away, you know, the marriage, new car, new house, new baby etc, syndrome. This all costs money that someone just getting started doesn’t have. There are pitfalls and financial traps to avoid. When you start out a new life deep in debt, you are behind to start with.

Even though this book seems to be designed with the young person in mind, these principles are sound at any age. When we teach our children thrift and good business sense, this will go a long way to give an offspring a happy and productive life. This book would be great for the classroom where domestic spending and investing are discussed. Too many of our young people go out into the world with less than the necessary education to compete in an area that concerns living in our society with ease and comfort. Added to the lack of education, these newbies are without experience as well.

There are no get rich quick schemes that are sound and long lasting. If you are looking for a quick win, go to Las Vegas where your chances are better than in the finance markets. We all hear about the man or woman who invested a few dollars and made a bundle in return. Let me tell you, it doesn’t happen often, if at all. I have been a very steady investor most of my life. I like to think I pick good companies for the long haul. During my investment years and even with advice from a broker, three of the companies I invested in have gone bankrupt. How do you account for that?

Take this book, read it, share it with your investment counselor and make your decision based on wise and sound principles and listen to the advice of someone like J. Steve Miller who has been there and done that.

Attached are two editorial reviews quoted from Amazon.com.

Review #1

Had I read this book in my 20’s, I’d be financially independent today. It’s a remarkable blend of fabulous research with clear and lively writing. You’d pay an expert quite a sum for this caliber of counsel. That’s why I say that the best investment you make this year just might be this book. Your second best investment will be the copies you buy for your children. –Dr. Dwight “Ike” Reighard, former Executive Vice President and Chief People Officer, HomeBanc – One of Fortune’s 100 Best Places to Work, four years in a row

As a practicing CPA and financial counselor for the past 35 years, I’ve read scores of books and periodicals on personal finance. Just when you think you’ve heard it all, something like this comes along. It’s rare and refreshing to find a book so enjoyable, so accurate, and so life-changing. I’m purchasing hundreds of copies to give away to graduating seniors. –Larry Winter, Winter & Scoggins CPA’s; Certified Valuation Analyst, Certified Fraud Examiner, Personal Financial Planning Specialist

Review #2

As a practicing CPA and financial counselor for the past 35 years, I’ve read scores of books and periodicals on personal finance. Just when you think you’ve heard it all, something like this comes along. It’s rare and refreshing to find a book so enjoyable, so accurate, and so life-changing. I’m purchasing hundreds of copies to give away to graduating seniors.

Dr Robert E McGinnis – author of In Search Of Paradise.